In my opinion banks spend a lot of money in complicating the $1.4 trillion home loan market. The millions of dollars spent on marketing and branding does a lot to capture an audience but in my experience it creates a lot more confusion for the end customer. When I have conversations with clients, I try […]
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Buying season is upon us and while buying a property is super exciting it can also be very stressful. As mortgage brokers we often see both sides of this and are always here to help our clients along the way To help prospective buyers on their journey I spoke to Dara Galavan, Licensee from Residential […]
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Sarah and Chris came to us after trying to purchase a property and receiving a decline from their bank. This was the bank they had used for years which made the decline even harder to digest and to add insult to injury they were acting on advice from their existing broker. When we had a […]
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For those who haven't seen in the last week Westpac, ANZ and CBA have increased rates across all variable loans by a minimum of 0.14%, hitting the pockets of owner occupiers and investors alike. For the average Perth home owner, that’s an extra $774 annually. Unfortunately, these will not be the only banks to move. […]
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If you looking at building a home from scratch or doing a substantial renovation it is likely that you’ll need a construction loan. Many lenders offer construction loans as a part of their suite of products and the reality is that they are similar to a normal home loan with a few subtle differences. Progress […]
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An average home buyer in Australia needs to put down over $100,000 as an upfront deposit to purchase a property. Not surprisingly, many first home buyers find it difficult to get into the market. With house prices at record highs across the country there's no wonder why first home buyers are looking to the bank […]
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Are you getting motivated by this season of the Block? Do you want to jump on the renovation band wagon but have no idea how you can afford it? Here's a couple of ways to finance your dream renovation and convert your old pad into something inspired. Using Equity The term equity gets thrown around a bit when talking about property but […]
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It's that time of the year again when we start getting our tax affairs in order and if you're smart about it you can look forward to a tax refund. To get the most out of this time of the year I strongly advise finding an accountant to do the work for you. Their cost […]
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For most of the last decade I used to work for banks with the main goal of increasing their profitability. I apologise up front for that. Now that the shoe is on the other foot I have learnt a few things to help you pick your next home loan and help you get one back on […]
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